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10 High Yield Savings Accounts: April 2008

By Daniel | April 17, 2008

See the latest high yield savings rates at my July 2008 update post

High yield savings accounts are providing interest rates that are worth taking a look at. Your money is FDIC insured and can be accessed usually within just a few days. We have been using Emigrant Direct for two years now and they have worked out well for us. I have provided a list of high yield savings accounts with the rates current as of 4-15-2008. The rates are always changing, a year ago several of them were over 5.00% APY. I did not list them by interest rate because the highest one today may be the lowest next week, and there are other factors that can determine which one is best for you.



10 High Yield Savings Accounts
AMTrust Direct
3.25% APY
Minimum $1, No Fees
Capital One
<$10k - 2.75% APY
>$10k - 3.75% APY
No Minimum, No Fees
Citibank
2.50% APY
No Minimum, No Fees
Countrywide
<$10k - 3.00% APY
>$10k - 4.05% APY
Minimum $1000, No Fees
Emigrant Direct
2.75% APY
No Minimum, No Fees
E*Trade
3.01% APY
No Minimum, No Fees
FBNO Direct
3.25% APY
No Minimum, No Fees
HSBC Direct
3.05% APY
No Minimum, No Fees
ING Direct
3.00% APY
No Minimum, No Fees
Washington Mutual
3.30% APY
Minimum $1, No Fees,
Must have WAMU Free Checking

  • Rates current as of 4-15-2008
  • All accounts are FDIC insured
  • “No Fees” refers to monthly service charges, other fees,
    such as early termination, or excessive transaction fees may apply

See the latest high yield savings rates at my July 2008 update post

Topics: Banking, Personal Finances, Saving |

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