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Free Credit Report and Score
By Daniel | July 3, 2008
This free credit report and score is available at Quizzle.com Your credit score and report is provided by Experian. As you may know, you can get a free credit report from each of the three credit reporting bureaus each year, Equifax, Experian, and TransUnion.(annualcreditreport.com) The advantage Quizzle provides is a credit score to go along with your report. Furthermore, you are able to check and compare your home value, compare mortgages, evaluate your monthly budget, and track your rainy day fund. The sign up is easy and the interface is simple to use.
- The Credit Overview provides you a score between 360 and 840 and gives you a full credit report from Experian. Getting this report will not affect your credit score, it’s considered a soft inquiry. They provide help to improve your score, which is very general: review your credit report, dispute inaccuracies, and pay off debt.
- On your Home Value Report you get an estimate of how much you can afford and recommended mortgages. This is where the note about the site being powered by Quicken Loans comes into play. I do not have a mortgage but they say your home value will be compared to other homes sold in your area.
- The Budget Analysis will break down your finances into income, living expenses, and debt. You can add your individual categories and view a summary showing a break down of where or not you are saving money or headed into further debt.
- The Rainy Day Fund is very simple. They set a goal of having 5 months of gross income as opposed to 3-6 months of living expenses and give you a bar graph to look at.
Quizzle is worth signing up just for the curiosity of seeing the credit score they give you and reading your credit report. The budget, mortgage report, and rainy day tracker provide an easy way to get a summary of your financial situation and track it with ease.
Topics: Budgeting-Planning, Debt, Real Estate-Homes, credit |